Online application SONIA CRESPO

Formulario en Español a la derecha

24 Questions

Borrower Name *

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Borrower Contact Information *

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Borrower Loan Information *

Who is applying for this loan?

Property Description

Purpose of the Loan

Requested Loan Amount

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Primary Borrower Date of Birth *

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Primary Borrower Social Security #

ITIN Borrower: Replace SS# with ITIN Tax ID Number

Marital Status *

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Dependents (optional)

Your Current Property Address *

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Have you lived at that address for more than two years? *

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Borrower Mortgage Event History *

Within the last 7 years

Bankruptcy

Foreclosure

Short Sale

Deed in Lieu

NONE OF THE ABOVE

Is the Primary Borrower Retired?

Borrower primary source of income? *

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List Retirement Income for Primary Borrower

Social Security Income

Disability Income

Annuities & Pensions

Third Party Income

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Is there a Co-Borrower? *

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Are you a US Citizen? *

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Are there any outstanding judgements against you? *

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Are you a party to an active lawsuit? *

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Do you have an active IRS tax Lien? *

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Do you have any deferred Student Loans? *

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How did you hear about us? *

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Credit Check *

WE DO NOT AUTOMATICALLY PULL YOUR CREDIT BY CHECKING THIS BOX! WE FIRST REVIEW YOUR FINANCIALS AND CALL YOU TO OBTAIN YOUR VERBAL AUTHORIZATION

The Borrower and Co-Borrower (if any) hereby grant permission to Ready To Mortgage, to obtain all information deemed necessary to process your mortgage loan application. This information includes, but is not limited to, your past and present employment status, your deposit accounts, your past and present consumer credit record, your mortgage record and/or your rental record. Ready To Mortgage agrees to obtain your verbal permission and consent before pulling your credit when required.

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Patriot Act *

The Borrower and Co-Borrower (if any) hereby acknowledge and agree that to help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: As part of applying for your mortgage loan, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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Electronic Disclosure *

The Borrower and Co-Borrower (if any) hereby acknowledge and agree that by applying for a loan on-line, you agree to accept all applicable disclosures associated with this transaction in an electronic form, including disclosures required by the Truth in Lending Act, Real Estate Settlement Procedures Act and Equal Credit Opportunity Act. Paper copies will be provided for certain real estate related contracts and transactions after your loan application is received including but not limited to copies of any Mortgage events such as foreclosures, short sales and bankruptcies that would affect your ability to obtain a loan.

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Signature Required *

You can sign using your mouse, pointer or finger on touch screen on any mobile phone

By checking the box above and submitting form. I/we agree to the terms and conditions set forth below

TERMS AND CONDITIONS: By checking the box above and submitting this form. I/we consent and agree that all of my information posted on this application form is true, correct and is being provided to Ready To Mortgage for a loan pre-qualification. I/We further acknowledge and agree that I/we have read and the terms and conditions provided in the Credit Check, Patriot Act and Electronic Disclosure sections.

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