.pre-approval-container{min-height:100vh;background:linear-gradient(135deg,#1E4E8C,#2563EB);position:relative;overflow:hidden}.security-badge{position:absolute;top:2rem;left:2rem;z-index:10}.security-badge img{width:80px;height:80px;border-radius:50%;background:#FFD700;padding:10px}.language-switch{position:absolute;top:2rem;right:2rem;z-index:10}.btn-language-switch{padding:.75rem 1.5rem;background:rgba(255,255,255,.1);color:white;border:2px solid rgba(255,255,255,.3);border-radius:10px;font-size:.9rem;font-weight:600;cursor:pointer;transition:all .3s ease;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);text-decoration:none;display:inline-flex;align-items:center;gap:.5rem}.btn-language-switch:hover{background:rgba(255,255,255,.2);border-color:rgba(255,255,255,.5);transform:translateY(-2px);box-shadow:0 8px 20px rgba(0,0,0,.2)}.form-wizard{display:flex;min-height:100vh;align-items:center;justify-content:center;padding:2rem}.form-slide{display:none;width:100%;max-width:600px;margin:0 auto;text-align:center;color:white}.form-slide.active{display:block;animation:slideIn .5s ease-in-out}@keyframes slideIn{0%{opacity:0;transform:translateX(50px)}to{opacity:1;transform:translateX(0)}}.form-title{font-size:2.5rem;font-weight:700;margin-bottom:1rem;text-shadow:0 2px 4px rgba(0,0,0,.3)}.form-subtitle{font-size:1.2rem;margin-bottom:2rem;opacity:.9}.question-counter{font-size:1rem;margin-bottom:3rem;opacity:.8}.form-content{background:white;border-radius:20px;padding:3rem 2rem;margin:2rem 0;box-shadow:0 20px 40px rgba(0,0,0,.1);color:#333;width:100%;box-sizing:border-box}.form-group{margin-bottom:2rem;text-align:left}.form-group label{display:block;font-size:1.1rem;font-weight:600;margin-bottom:.5rem;color:#333}.required{color:#dc3545}.form-input{width:100%;padding:1rem;border:2px solid #e1e5e9;border-radius:10px;font-size:1rem;transition:all .3s ease;box-sizing:border-box}.form-input:focus{outline:none;border-color:#1E4E8C;box-shadow:0 0 0 3px rgba(30,78,140,.1)}.form-select{font-size:1rem;box-sizing:border-box;background-image:url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' fill='none' viewBox='0 0 20 20'%3e%3cpath stroke='%236b7280' stroke-linecap='round' stroke-linejoin='round' stroke-width='1.5' d='m6 8 4 4 4-4'/%3e%3c/svg%3e")}.helper-text{font-size:.9rem;color:#6b7280;margin-bottom:.5rem}.error-message{background:#dc3545;color:white;padding:.75rem 1rem;border-radius:5px;margin:1rem 0;font-size:.9rem;display:none}.error-message.show{display:block;animation:slideDown .3s ease}@keyframes slideDown{0%{opacity:0;transform:translateY(-10px)}to{opacity:1;transform:translateY(0)}}.address-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:1rem;gap:1rem;margin-top:1rem}.address-grid .form-input:first-child,.address-grid-full{grid-column:1/-1}.yes-no-buttons{display:flex;gap:1rem;justify-content:center;margin:2rem 0}.btn-choice{padding:1rem 3rem;border:3px solid #ffffff;border-radius:12px;background:#FFFFFF;color:#1E4E8C;font-size:1.2rem;font-weight:700;cursor:pointer;transition:all .3s ease;min-width:140px;box-shadow:0 4px 12px rgba(0,0,0,.15)}.btn-choice:hover{background:#F8F9FA;box-shadow:0 8px 20px rgba(0,0,0,.25)}.btn-choice.selected,.btn-choice:hover{border-color:#1E4E8C;transform:translateY(-3px)}.btn-choice.selected{background:#1E4E8C;color:white;box-shadow:0 8px 25px rgba(30,78,140,.4)}.retirement-income-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:1.5rem;gap:1.5rem;margin:2rem 0}.income-field{position:relative;display:flex;flex-direction:column}.income-field .form-input{padding:1rem;border:2px solid #e1e5e9;border-radius:10px;background:white;color:#1E4E8C;font-size:1.1rem;font-weight:600;text-align:center;transition:all .3s ease}.income-field .form-input:focus{border-color:#1E4E8C;outline:none;box-shadow:0 0 0 3px rgba(30,78,140,.1)}.field-label{margin-top:.5rem;font-size:.9rem;color:#6b7280;text-align:center;font-weight:500}.select-container{position:relative;margin:2rem 0}.form-select{width:100%;padding:1rem 3rem 1rem 1rem;border:2px solid #e1e5e9;border-radius:10px;background:white;color:#1E4E8C;font-size:1.1rem;font-weight:600;cursor:pointer;transition:all .3s ease;-webkit-appearance:none;-moz-appearance:none;appearance:none;background-image:url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' fill='none' viewBox='0 0 20 20'%3e%3cpath stroke='%236b7280' stroke-linecap='round' stroke-linejoin='round' stroke-width='1.5' d='M6 8l4 4 4-4'/%3e%3c/svg%3e");background-position:right 1rem center;background-repeat:no-repeat;background-size:1rem}.form-select:focus{border-color:#1E4E8C;outline:none;box-shadow:0 0 0 3px rgba(30,78,140,.1)}.select-helper{position:absolute;top:-.5rem;left:1rem;background:white;padding:0 .5rem;font-size:.85rem;color:#6b7280;font-weight:500;pointer-events:none}.credit-check-notice{background:#f3f4f6;border:2px solid #d1d5db;border-radius:8px;padding:1rem;margin:1rem 0;text-align:center}.credit-check-notice p{margin:0;font-size:.9rem;font-weight:600;color:#6b7280;text-transform:uppercase;letter-spacing:.5px}.credit-authorization-container{margin:2rem 0;width:100%}.radio-option{display:flex;align-items:flex-start;margin:1rem 0;width:100%;gap:1rem}.radio-option input[type=radio]{width:20px;height:20px;margin:.5rem 0 0;flex-shrink:0;accent-color:#1E4E8C;cursor:pointer}.radio-label{flex:1 1;cursor:pointer;font-size:.95rem;line-height:1.6;color:#374151;padding:1rem;background:#e5f3ff;border:2px solid #bfdbfe;border-radius:10px;text-align:left}.radio-button{display:none}.radio-text{display:block;word-wrap:break-word;overflow-wrap:break-word}.checkbox-group{display:grid;grid-template-columns:1fr 1fr;grid-gap:1rem;gap:1rem;margin:1rem 0}.checkbox-item{display:flex;align-items:center;padding:1rem;border:2px solid #e1e5e9;border-radius:10px;cursor:pointer;transition:all .3s ease;background:white}.checkbox-item:hover{border-color:#1E4E8C;background:#f8f9fa}.checkbox-item.selected{border-color:#1E4E8C;background:#e3f2fd}.checkbox-item input[type=checkbox]{margin-right:.75rem;width:18px;height:18px;accent-color:#1E4E8C}.checkbox-item label{margin:0;cursor:pointer;font-weight:500}.checkbox-single{grid-column:1/-1}.form-navigation{display:flex;justify-content:space-between;align-items:center;margin-top:2rem}.btn-nav{padding:1rem 2rem;border:none;border-radius:10px;font-size:1.1rem;font-weight:600;cursor:pointer;transition:all .3s ease;min-width:120px}.btn-primary{background:#1E4E8C;color:white}.btn-primary:hover{background:#2563EB;transform:translateY(-2px);box-shadow:0 5px 15px rgba(30,78,140,.3)}.btn-secondary{background:transparent;color:white;border:2px solid rgba(255,255,255,.3)}.btn-secondary:hover{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.5)}.signature-container{margin:2rem 0;text-align:center}.signature-pad{border:2px solid #e1e5e9;border-radius:10px;background:white;width:100%;height:200px;cursor:crosshair;touch-action:none}.signature-pad:focus{outline:none;border-color:#1E4E8C;box-shadow:0 0 0 3px rgba(30,78,140,.1)}.signature-controls{display:flex;justify-content:center;gap:1rem;margin-top:1rem}.btn-signature{padding:.75rem 1.5rem;border:2px solid #e1e5e9;border-radius:8px;background:white;color:#6b7280;font-size:.9rem;font-weight:600;cursor:pointer;transition:all .3s ease}.btn-signature:hover{border-color:#1E4E8C;color:#1E4E8C}.signature-helper{font-size:.85rem;color:#6b7280;margin-bottom:1rem;font-style:italic}@media (max-width:768px){.form-content{padding:2rem 1.5rem;margin:1rem 0}.form-title{font-size:2rem}.security-badge{top:1rem;left:1rem}.security-badge img{width:60px;height:60px}.language-switch{top:1rem;right:1rem}.btn-language-switch{padding:.5rem 1rem;font-size:.8rem}.radio-label{font-size:.85rem;padding:1rem}.radio-option input[type=radio]{width:18px;height:18px}.signature-pad{height:150px}.signature-controls{flex-direction:column;align-items:center}}.start-screen{text-align:center}.start-title{font-size:3rem;font-weight:700;margin-bottom:1rem;text-shadow:0 2px 4px rgba(0,0,0,.3)}.start-subtitle{font-size:1.2rem;margin-bottom:1rem;opacity:.9}.start-description{font-size:1rem;margin-bottom:3rem;opacity:.8}.btn-start{padding:1.2rem 3rem;background:rgba(255,255,255,.2);color:white;border:2px solid rgba(255,255,255,.3);border-radius:15px;font-size:1.2rem;font-weight:600;cursor:pointer;transition:all .3s ease;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px)}.btn-start:hover{background:rgba(255,255,255,.3);border-color:rgba(255,255,255,.5);transform:translateY(-3px);box-shadow:0 10px 25px rgba(0,0,0,.2)}.btn-start svg{margin-left:10px;transition:transform .3s ease}.btn-start:hover svg{transform:translateX(5px)}